a convergence of costs

Ugh. The universe is being a bit harsh with the economic timing right now. A bunch of expenses are hitting at once: car service [$800], new tires [$600-800], insurance [$450], windshield repair [$???], higher heating bills [$lots]. I budget for them through the year, but it still hurts when they hit all at once.

Thank gods for the free lunches at work on Wednesdays...every little bit of savings helps.